The Ming Dynasty’s Prodigal Son - Chapter 1654

[1654. Chapter 1573 Bloody Disaster]

Academies related to stereotypes began to be searched.

In fact, even if the imperial court did not check, all the Confucian scholars would have escaped.

Who dares to stay?

Overnight, more than a dozen fires broke out, killing many people.

Many ministers in the court felt secretly happy when they first heard about Fang Jifan’s assassination, but soon they began to cry without tears.

In fact, it was these people who held the most stocks and mansions, but suddenly, they found that what they held in their hands had turned into waste paper.

So they tried to sell it like crazy, but obviously, it was too late.

Because at this time, no one cares about stocks and mansions anymore, no matter how cheap they are, no one will care.

Immediately afterwards, all projects in the new city came to a halt.

Those who previously had tens of thousands or hundreds of thousands of taels of silver, now have nothing in the blink of an eye.

The most terrifying thing is that although their mansion is worthless, they are still burdened with heavy loans.

These loans cannot be missed at all.

In the Chenghuang Temple outside the new city, Shuntian Mansion often found corpses wearing Rushan Lun scarves.

Many people rumored that this was done by students of Xishan Academy.

In a Zhuangzi outside Beijing, some people objected to the imperial government taking away their honors, and they would never approve of the tax collector coming to calculate this year’s grain tax with them. After the tax collector was beaten out, they immediately followed. A group of Xishan soldiers appeared and razed the village to the ground.

Even the Tuntian Guards, who had always been kind to others, began to be encouraged in the local area.

When the gentry are required to pay taxes, the government is often unable to do so because the land needs to be re-measured, but this… is precisely what the Tuntian Guards are best at. They have clearly calculated the land everywhere and sent it directly to the local government. Even though the local officials wanted to protect them, they had no choice but to order the land taxes to be paid. Behind the tax collectors were the Tuntian Guards. Behind the Tuntian Guards were the Xishan Academy. They were good at riding and shooting, and were particularly cruel. Not only that, they Behind him is the Zhenguo Mansion, that is, the support of His Highness the Crown Prince. Behind His Royal Highness the Crown Prince… is the emperor.

His Majesty has issued several edicts, forbidding scholars to speak or speak, and requiring the gentry to pay for their food as one body…

Among them, the one who suffered the most was the official in the court.

Not only do they have a mansion, but there is also a lot of land in their hometown.

Their relatives in the local area, relying on their connections, have already controlled an unknown amount of land. This is a large area of land. Once the grain tax is paid, it will be lost forever.

Someone started to submit a letter, but soon the police came to the door.

Here in the Ministry of Personnel, Ouyang Zhi signed official documents one by one and dismissed officials.

It even went to the point of deposing more than ten people a day.

Ouyang Zhi had not slept well for several days. After finally taking a nap, he dreamed of his mentor and burst into tears. Although he was slow, he only realized it later, but he was actually the most emotionally rich. All the officials were at this moment. , no one dared to contradict Ouyang Shangshu.

The first seven days are here in a blink of an eye.

No one is seen wearing a silk scarf on the street anymore. All businesses are in depression. Xishan Bank has incurred a large number of bad debts. In order to collect debts, a large number of people have been recruited to confiscate mansions and properties.

Wang Jinyuan endured his grief. He seemed to have lost his soul. He felt that the sky was falling and he was like a walking corpse. In a daze, he didn’t know what he was doing. But… in this most urgent time, he knew… Xishan The bank belongs to the Fang family, and the young master and two young masters cannot lose all their wealth at this time.

So…the bill must be collected.

So he cheered up, and compared the accounts one by one to see which family could not repay the money and how much property was mortgaged, and then ordered someone to come to the house with the bills.

But now, people who refuse to repay their loans are like crucian carp crossing the river.

Zhou Tao, a member of the Ministry of Industry and Commerce, is one of them.

At the beginning, he was one of the people who was most happy to see Fang Jifan assassinated.

He also has a son who is looking forward to taking the imperial examination. He considers himself a disciple of a saint and has a deep hatred for the new learning.

But when the mansion and the stock price plummeted, and the momentum became unstoppable, even causing the local land prices to fall crazily, at this time… he was shocked like many people, and then thought of his extraordinary When people get cheaper and cheaper mansions, they no longer want to pay off the debts for their own mansions.

The mansion he lives in totals seven acres, and he originally spent nearly one hundred thousand taels of silver. Of course…he couldn’t come up with one hundred thousand taels of silver, and only took a down payment of 10,000 taels of silver. Now he has paid back more than 10,000 taels. , and still owe a mortgage of 80,000 taels.

But now, the price of the mansion has plummeted without warning. Nowadays, someone pays 30,000 taels of silver for such a mansion, but no one cares about it.

After all, this foreigner from the Ministry of Industry knew how to settle accounts. When the people from Xishan Bank came to collect money, he welcomed them out with a sullen face.

Zhou Tao sneered at the debt collector in his heart and put on an official show: “Why are you here?”

The debt collector said, “According to the banker’s wishes, I have not paid last month’s mortgage for three days.”

“Ha… “Zhou Tao sneered on his face. How could he not be desperate at this moment? Just because of the hateful Fang Jifan, his wealth had shrunk by more than half.

He said with resentment: “Now this mansion is worthless, who does it belong to?”

“This… villain can’t control it.” The person who came to collect the bill was obviously experienced in many battles and was calm and composed. He said: “The original loan contract was clear and clear. It must be repaid on time every month. If there is a breach of contract, Xishan Bank has the right to take back the mortgaged mansion and land.”

“Take it, take it, take it all, get out of here! I won’t give you a single coin now.”

Zhou Tao was so angry that he vomited blood.

The debt collector said: “Since Mr. Zhou will no longer repay the loan, according to the original loan, Mr. Zhou had mortgaged his current residence and more than 900 acres of land in his hometown in Shanxi…”

When he borrowed money from the bank, All require collateral. The higher the loan amount, the greater the collateral. What this person means is that if the loan is not repaid, then all the Zhou family’s mansion and land will be confiscated.

The more than 900 acres of land was not a small amount, it amounted to more than 20,000 taels of silver, but now… the collapse of the mansion and the turbulence of the market have also affected Shanxi.

The closer the crisis comes, the more people are willing to hold on to real money. No one dares to buy land, mansions, or stocks anymore. Because of this…the land in Shanxi is now worthless.

That is Zhou Tao’s ancestral land.

But now…it’s all written in black and white, what can Zhou Tao do?

What’s more, the Xishan Academy behind Xishan Bank was busy sharpening its knives. I heard that just because a minister privately said a few words that it would be good for Duke Qi to die, someone rushed into his house that night, dragged the minister out and beat him to death. .

But Shuntian Mansion was actually showing favoritism.

Zhou Tao had a gloomy face, thinking about the current situation, this loan could never be repaid.

He calmed down, as if he had made a strong decision, and gritted his teeth and said: “Take them all, ha… ha…” He wanted to say that the thief would still harm others even if he died, but these words would not last long. Driven by reason, he swallowed it back into his stomach.

“That being the case, I’m sorry for bothering you. I’ll see you later.” The debt collector said nothing more because he was still in a hurry to go to the next store.

Countless housing loans have been converted into countless house deeds, land deeds and land deeds. Dozens or hundreds of boxes are filled every day and entered into Xishan Bank for sealing. More and more people choose not to repay the loan directly, so that Xishan The bank was in huge trouble.

Wang Jinyuan still tried his best to maintain the credit of the Ming Dynasty Baobao, which could not be lost no matter what. Although banks everywhere had begun to cause runs, Wang Jinyuan still gritted his teeth, allocated gold and silver, and continued to maintain the situation.

Wang Jinyuan knows better than anyone that once people cannot redeem gold and silver with their treasure banknotes in the bank, the consequences will be even more terrible.

Fortunately, in recent years, the bank has absorbed a large amount of gold and silver, especially the gold and silver brought by Golden Continent and European Tulip, as a deposit, so it can barely support it.

What’s more, a large amount of Ming Dynasty treasure banknotes have all flowed overseas, and overseas runs have not yet started, so you can breathe a sigh of relief for the time being.

But even so, Wang Jinyuan still felt uncomfortable. The news from the outside world was too complicated and confusing.

“Master, master, why did you just go? Aren’t you always very smart?” Wang Jinyuan couldn’t help but mutter to himself. Without the master, he felt like he had lost his backbone.

If the young master is here, as long as he slaps others twice, there will be nothing that cannot be solved.

But now…it’s difficult…it’s really too difficult.

There are also those bad debts, how to deal with them?

The bank has recovered so many house deeds, as well as the piles of land deeds and land deeds. Now… these things are worthless. If this continues, their value will continue to increase. The bank has plummeted, and the real money that the bank loaned out in exchange is nothing but worthless things. This bank… I am afraid that there will be no other way to maintain it in the end, and I am afraid that I will be sorry for the deceased young master. The young master’s spirit is in heaven, so he won’t slap himself in the dream.

………

At this time, the entire Fang family was in complete silence.

Zhu Xiurong was a frail woman who fainted when she smelled the bad news.

It’s just that… Xinjin County Prince Fang Jinglong collapsed immediately after hearing the news.

Only then did Zhu Xiurong remember her responsibilities as a daughter-in-law. She stood up with strength, and with the help of several disciples of Fang Jifan, she began to arrange the mourning hall…

Unfortunately… her late husband was about to die. Not even a intact body was found, which made Zhu Xiurong even more devastated. His pretty face seemed to be covered with a layer of white gauze, bloodless and horribly pale.

…………

Chapter 2 has been delivered, as well.

(End of chapter)