The Black Card - Chapter 1393

[Chapter 1391 Opening a Company in the United States]

After waking up, Shi Lei went to the bank first.

When he took out a loan before, he had discussed it with the bank.

Generally speaking, the first installment of a mortgage loan is made one month after the loan is disbursed, but Shi Lei has reached a new agreement with the bank. His first payment will be on the fifth of this month.

Although the time is still one or two days away, it is almost time to make the first repayment.

Shi Lei borrowed a total of 42 million from the bank, which was supposed to be repaid within five years, but Shi Lei did not intend to do this, and it meant nothing to him.

People at the bank couldn’t help but be surprised and a little regretful when they heard that Shi Lei wanted to repay the loan early and in one lump sum.

After all, the loan of 42 million was an absolutely high-quality loan. There was no need to worry about Shi Lei not being able to repay it. This could have produced a very stable income.

But if Shi Lei pays it all off in advance now, the interest they can receive will only be for a few months.

However, this was always Shi Lei’s right, and the people at the bank quickly completed the procedures for him.

Shi Lei paid almost 300 million soft sister coins, which happened to be the loan plus interest.

When he left the bank, the people from the bank kept him in the car and politely said that if he needed anything, he could contact their bank at any time. It would be absolutely no problem for high-quality customers like Shi Lei to lend money.

Shi Lei nodded and expressed his gratitude, but he was thinking in his heart, if he had known that he could lend himself a loan, how could he cause trouble to himself? Anyway, he really didn’t know how to spend the more than 10 billion US dollars in his hand. good.

There is still 100 million left in the city dungeon consumption for this quota period, and Shi Lei can open another dungeon city.

He found Tom again and said that he also wanted to buy a property in the United States, and the price should not be lower than the one he owned in Atherton.

Tom was ecstatic, thinking that he had really met a real estate investment expert, but he did not dare to agree easily. After all, real estate worth over 100 million US dollars was actually hard to come by, and it was not necessarily easy to buy it. Good buy.

“Mr. Shi, would you consider buying a piece of land and building a house by yourself?” At the end of the phone call, Tom tentatively gave some advice.

Shi Lei was stunned for a moment, and then thought, yes, it would be great to build it yourself. In that case, you would have complete control over whether you have more money or less.

Although a property worth over 100 million US dollars is already very expensive, compared to his quota of 400 million per cycle at level five, US$100 million is less than two periods.

And when he was at level five, he hoped to delay it as long as possible, at least for seven or eight issues.

If you build it yourself, it is not a problem to build a property worth two to three billion US dollars.

I heard very early on that Bill Gates built a house for himself, including the house, which cost a total of more than 200 million US dollars.

Moreover, that was more than ten years ago.

Installing various black technologies and artificial intelligence into the house is the ultimate meaning of spending money.

Shi Lei immediately smiled and said: “That’s okay. I’m not too anxious anyway. Why don’t you help me see where there is suitable land and tell me. The area must not be smaller than the one in Atherton.” , preferably near the sea. A larger area would be better.”

Tom agreed hastily.

With 100 million left to spend on the city dungeon, Shi Lei is not in a hurry. Even if Tom cannot help him find a suitable land within half a year, this 100 million Shi Lei can still use it to buy a yacht and throw it in San Francisco.

Based on the yacht purchased last time, this 100 million soft girl coins can be used for some deferred consumption.

Shi Lei doesn’t have to worry about the 100 million spent on collections.

Wu Dong’s museum has not been completed yet. Shi Lei can add some high-tech things to it. One hundred million should be easily spent.

This will have to wait until he returns to China to discuss with the museum’s contractor before he can decide.

The non-revenue investment of 300 million yuan, after “returning” 170 million yuan to myself, only 130 million yuan is left, which still needs some thought to be spent.

Fortunately, Shi Lei had already told Yao Er that funding technology research and development was a long-term process, so Yao Er did not stop there and continued to contact various research institutions.

Some time ago, Shi Lei had been given several options, but Shi Lei thought those technologies were not advanced enough, mainly because the amount of investment they could bring to him was too small, so he put them aside for the time being.

Even if Yao Er cannot find a particularly suitable project in the next six months, Shi Lei is not worried, because the projects on Wu Dong’s desk together will require an investment of more than 100 million. .

Although it’s not that satisfying, it can still be used.

Therefore, non-revenue investments, collection investments, and city dungeon consumption in this quota cycle are basically settled.

Of the remaining 200 million, 150 million is Shi Lei’s ordinary consumption limit, and the remaining 50 million requires ordinary investment.

After struggling with the scepter for more than two hours, Shi Lei had a deeper understanding of ordinary investments. Of course, he would no longer choose the low-return method of investing in the stock market. He must use this money. On projects that are more likely to bring high returns.

Sitting in the mansion in Atherton, Shi Lei suddenly felt that God was still favoring him. When he wanted to buy a house in the United States, the first thing he thought of was New York or Los Angeles, but in the end he bought the house in Atherton. .

From a living perspective, Atherton is certainly not as comfortable as a megacity like New York or Los Angeles, but it is close to Silicon Valley.

What kind of place is Silicon Valley? If you wander around in Silicon Valley, you will bump into no fewer than ten people wearing advertising shirts trying to find you for investment.

Shi Lei didn’t even have to go to Silicon Valley. Just wandering around Atherton, he could meet many young people riding bicycles who dared to go straight to a luxury car and knock on the window with small advertisements in search of investment.

Of course, 99% of these are young people with whimsical ideas. You can’t say that they are committing fraud. Many times, these people just have wild imaginations and then dare to use their imaginations to look for investment. It’s not them anyway. If you burn all the money and still can’t achieve anything, then move on to the next idea.

Shi Lei obviously won’t deal with these people, but there are still a large number of young people with dreams in Silicon Valley, and they do have various good or bad projects in urgent need of investment.

While his parents were having fun, Shi Lei simply rented an office in Silicon Valley, put up a sign and registered it, and it became a small company specializing in angel investment.

Then two more people were hired and they were not allowed to do anything else. They were simply asked to screen projects for young people with investment needs.

Of course, if you think it is rubbish, you should politely reject it, but as long as it is not a nonsense project, you will keep it and wait for Shi Lei to personally screen it.

I originally thought it would take a long time to collect some investment projects, but I didn’t expect that less than two days after the company was listed, the threshold was almost broken, causing the two staff members to complain endlessly. They all expressed that they needed a salary increase to work for Shi Lei.

In the past two days, they have received no less than a hundred projects, more than ninety of which are real garbage. Those guys want to think that their projects will change human history from now on.

At first, the two of them treated me well, but then they simply glanced at the project document and drove them away.

It’s impossible not to hurry up. These guys are all as good at talking as if they were talking about cross talk.

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(End of chapter)