God of Life - Chapter 389

Chapter 379

The complexity of getting a large credit card was beyond Wang Yan’s imagination, and Chen Xi ran around many times before finishing the materials completely.

It’s more troublesome when you really want to swipe your card. Large consumption must be confirmed by phone, and there are single limit and single day limit.

Fortunately, all can be discussed.

The final result of the negotiations is that a single-day limit is 20 million and a single limit is 20 million-which is equivalent to no limit.

As for the increase of normal credit cards, don’t even think about it in a short time.

The corresponding restriction is that as long as the card is used for more than one million consumption, Wang Yan’s deposits in the people’s livelihood will be frozen by the corresponding amount.

In this way, is this credit card meaningless?

it’s not true.

There is a maximum 50-day interest-free period for credit card consumption, and the cash that Wang Yan keeps generates interest all the time.

In 2015, the demand deposit interest rate set by the central bank was 0.35%, and various commercial banks could rise by up to 30%, and the highest demand interest rate was almost 0.455%.

At the same time, the shortest term for time deposits is 3 months.

However, what is more confusing is that commercial banks such as Minsheng Everbright have a one-month fixed deposit when they face large deposit certificates.

How to circumvent the supervision Wang Dashao does not know, anyway, the one-month period can give an interest rate of 1.75%.

The gap between the rich and ordinary people is revealed in this small detail.

For the same month, 50,000 is 0.35%, the highest is not more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a full 5 times difference.

And Wang Dashao not only has a large deposit certificate of 20 million yuan, but also Chu Hong’s best friend.

Therefore, the treatment is better.

Chu Hong specially opened a back door for Wang Yan, allowing Wang Dashao to use that “margin” to purchase capital-guaranteed wealth management products that mainly invest in currency funds and treasury bonds for Minsheng 7-14 days on a rolling basis.

The annualized rate of return is of course a far cry from those wealth management products that frequently 6% and 7%, only around 3.8%-4.5%.

But it’s safe enough.

Calculated as a whole, in 50 days, 20 million will have an interest income of 95,000 to 123,000.

Yes, Chu Hong did not ask Wang Yan to save 30 million, 20 million is enough.

Putting a long line to catch a big fish is really exhausting.

Regardless of whether he has a credit card or not, Mr. Wang must use the official credit card.

Using a credit card to pay an extra 700,000 to 800,000 yuan in interest income every year.

It doesn’t sound like much, it seems to be just two days of breathing wages, but its significance is not at all in terms of income.

Actively integrating into the real financial system is a major hurdle that Wang Yan must go through.

Building a good relationship with the bank is an important step for Shenhaowang to move to the front of the stage.

In addition, there is a 20 million quota for the people’s livelihood, and if you apply for another bank’s credit card, basically every bank is willing to give the top quota.

The difficulty of applying for a card with a card is very low, and there is probably no need to make a deposit.

Of course, the quota may not be as high as the people’s livelihood, but it can be supplemented by quantity.

If there are more than a dozen cards plus a quota of 80 million, then it will be a big deal.

Using 30 million cash to turn over 100 million lines, with proper management and a good billing cycle, it is a bloody profit.

Under normal circumstances, the big guys who can handle the 100 million quota don’t appreciate the petty profits, and the kids who can do it can’t handle it, so no one can play that way.

Wang Yan is a special case. In fact, he doesn’t appreciate that little profit, but he needs cover on the surface. It is really suitable for playing like this.

Open vests in dozens of banks…

Please call me a vest madman!

Use loans to mess up, use turnover to mess up the accounts, disperse the respiratory salary, and finally return through Wangting Entertainment…

Perfect!

When I went out, dozens of banks broke it out in pieces, and when I came back, it was divided into two pieces.

One stroke to Wang Yunxi, one stroke to Shenting Capital Corporation.

Tax payment is done on the two levels of Wangting Entertainment and Jinyan Investment. If not surprisingly, Wang Yan will soon become a real big dog with an annual profit and tax of more than 100 million yuan.

With entities and tax records, no one can do anything about it.

Years later, if someone wants to take Wang Dayo’s path to start, they will only have one question-where did the money for the auction of Haiguang office come from?

As long as Wang Yan protects his parents well enough, the outside world can only draw one conclusion-the black gold of the elders.

Shenhao’s initial stage is the most fragile. Once the situation is established, all unreasonableness will be explained.

Brain replenishment is the destiny of mankind.

Based on Wang Yan’s step by step, today, the exposure risk of funds has almost disappeared.

Thinking of this, everyone is more grateful to [Property Modifier].

If there is no intelligence of 79 points, and the silly wave to this day, the catastrophe is not far away.

It would be a disaster to let ordinary people have the money they can’t spend, but don’t give them the wisdom to control money.

…

Get all the details, the time has come to 5 o’clock.

Next, Chu Hong will entertain Wang Yan and do a second public relations.

The difficult Wang Dashao never let go of the transfer of basic households, but it was not the kind of merciless rejection, which made Chu Hong’s heart burn.

No need to say, get him!

The venue for the banquet was arranged by Chu Hong at the Banking Club of the Bank of China Building next to Minsheng.

Chu Hong proudly introduced: “This is one of the top private clubs in the capital. It is as famous as Yongfoo Elite and the Securities Association. It is equivalent to the Chang’an club in the capital. The leaders of the magic capital often meet with guests here.”

The appearance of the Bank of China Building is very beautiful, but the Banking Club, located on the 52nd floor, has just one word in Wang Dashao’s eyes—

Old-fashioned.

Chinese-style decoration is no problem, but the problem is not beautiful.

The 50th floor is a 5-star suite, the 51st floor is a western restaurant, and the 52nd floor is a club and entertainment area, all of which are basically rustic styles that are neither foreign nor foreign.

Wang Dashao felt inexplicably familiar, as if watching a TVB TVB drama, casually asked: “Hong Kong Island designer?”

Chu Hong was taken aback, then gave a thumbs up.

“Wang Shao is amazing! You are really not like the first magic city… Yes, the Banking Club itself is a product of Hong Kong Island.

When it was established in 2001, the Hong Kong Island designer invited to decorate it in the style of the Island Bank Club. Now the club is still networking with each other and sharing resources. ”

Wang Yan pouted his lips, losing interest in the environment.

Old Chu in 2015!

What about superstition about Hong Kong Island?

Look at this broken renovation, how can it be worthy of the title of “Top Club in the City of Magic”?

The KEE club that Li Yixu hosted last time, although also not very suitable to Wang Yan’s appetite, a bit old-fashioned, but it is 80 miles stronger than today’s broken ground.

The so-called private clubs have increasingly disappointed Wang Dashao.

However, the focus today is not the environment.

When he accompanied the guests on stage, Wang Dashao gave a slight Y… startled.

Chen Xi was a girl who thought it was amazing before, and when she went to the restaurant, two people of the same level popped up again.

[Bai Jie, 33 years old, 90 appearance, 95 figure, 74 special]

[Wang Yufei, 26 years old, looks 97, body 92, special 85]

Wang Dashao didn’t respond to Bai Jie’s name. He was decent Wang, who didn’t understand so many weird things.

The young woman is about 163 in height, plump, white to reflective, and smiles first when she doesn’t say a word. She is very charming.

Wang Yufei is tall and slender, nearly 170, with a melon-seeded face and very distinctive eyes-watery peach eyes, slightly upward-turned corners of her eyes, and a look at it seems to express a shy and timid invitation.

In addition to Chen Xi, the three golden flowers gathered together, which is simply dizzying.

There are only two men present here, Chu Hong and Wang Yan.

Wang Dashao immediately realized that the situation is not simple.

You guys are going to push BOSS…

Chu Hong laughed and introduced: “Bai Jie is the director of our office, and Feifei is the number one beauty in the credit department. In fact, she will have to deal with Wang Shao you often in the future. It just happened to get together today.”

The reason is really sent.

A housekeeper, a secretary, and a loan officer, according to common sense, do deal with each other often.

But can’t you send a guy out to work?

Isn’t it greedy for my body!

Wang Yan has a tendency to be stinky and shameless, but he has nothing to resist.

Such a meal…

It’s also interesting.

Don’t think about anything else, just treat it as a long experience!

When seated, Bai Jie sat on Wang Yan’s left hand position, Wang Yufei took the initiative to sit on Wang Yan’s right, followed by Chu Hong and Chen Xi.

——Another very interesting and thoughtful arrangement.

Then among the three girls, Chen Xi was still in a work uniform, and had no time to change it.

However, Wang Yufei and Bai Jie both wore private clothes with exquisite makeup and looked specially dressed.

It’s less than 6 o’clock now, and it’s less than an hour after get off work.

Really interested…

Wang Yan probably knew it in his heart, and guessed some of Chu Hong’s plans, but the direction of the banquet was still a bit unexpected.

The food is Western food, the dishes are served one by one, and most of the time I spent drinking and chatting.

At the beginning of the phase of getting acquainted with each other, chatting about wine and cooking, everything is normal.

Slowly, the topic shifted to Wang Yan, and the situation began to become more subtle.

Chu Hong started by flattering.

“You probably don’t know yet? Shao Wang’s company was a hot spot for discussion on the Internet before. It has been on hot search for several days. I, an old antique who has never played Weibo, have heard a friend talk about it more than once.”

This is a bit exaggerated.

The hot searches are actually the live broadcast industry, food broadcasting, mysterious local tyrants, and sky-high Haagen-Dazs. People who eat melons really don’t pay much attention to Wangting Entertainment.

But Chu Hong’s purpose is to throw out an introduction so that others can learn from the topic.

“Really?”

Wang Yufei immediately glanced at the small worshiped eyes, the corners of her eyes raised, and a group of intrigues.

“Wang Shao tell me quickly!”

Pretending to be tender is a kind of talent, obviously it is a charming style, Wang Yufei can just pretend to be a girly, her expression is innocent and innocent.

Innocent seduce is not called Sao, but is called natural charming bone, which makes a big difference.

In fact, Wang Yufei is also very difficult.

In the face of a high-cold young master, don’t you take the initiative, there is no chance at all.

But it’s too proactive, and it seems cheap.

what to do?

Turning unfavorable factors into advantages is a master.

However, Wang Dashao was still obsessed with the high cold and couldn’t help himself, and his response was simple.

“It’s not so exaggerated. Friends bought a few hot searches.”

When Wang Yufei returned home unfailingly, Bai Jie immediately followed with her wine glass.

“Bacon once said: A person may be very young in terms of age, but very mature in terms of hours, if he has not wasted time.

Wang Shao, your humility and low-key, reminds me of this sentence.

You should have never wasted your time, so you can do such a big business, but at the same time be so mature and prudent, not arrogant at all.

Here, I toast you a glass of wine, no other reason, just to show my respect.

I cheers, you are free! ”

Damn it!

Can you still persuade wine like this?

You beep!

Wang Yan was almost dumbfounded.

It’s not so happy and comfortable, it’s really shocking.

After reading the book for several months, Wang Yan is still far from the state where celebrity quotes come casually.

The key is not to be hard and awkward, it is really applied very appropriately.

So flattering and persuading wine, who can hold it?

No way, Wang Yan toasted to accompany him: “Sister Bai is too acclaimed, thank you.”

Half a cup of dry red, Bai Jie really raised his head to kill, Wang Dashao had to toast with him.

No matter how you pretend to be cold, you should talk less at best, and you can’t let the lady drink alone, just take a sip, right?

Can’t afford to lose that person!

Then, as soon as a glass of wine was finished, Wang Yufei immediately refilled Wang Yan, and she narrowed her aggrieved mouth.

“Wang Shao, Sister Bai, just toast your toast. If I ask you a question, you don’t even bother to return… You eat a la carte, drink slowly, and tell me about your company!”

Wang Yufei is another routine.

If you pour wine but don’t persuade you, complain but don’t go smoothly, you just stare at the topic of Wangting Entertainment, and you have to let Wang Yan relax.

Wang Dashao was a little confused again, and didn’t want to understand what she meant.

Why do I have to tell me about the company?

Unable to figure it out, Wang Dashao simply tried his best and gave a little positive feedback.

“Wang Ting Entertainment is just a start-up company based in the live broadcast industry. It doesn’t have any major achievements for the time being. If you are a credit provider, you should be able to get in touch with those big companies frequently. We are still far away…”

When Wang Yan spoke, Wang Yufei said nothing, and stared at her with worshipful eyes.

After Wang Yan finished speaking, he followed up with questions.

“Wang Shao, how many employees do you have for such a large resident?”

“For the time being, there are 100+ employees and 150+ anchors. Live broadcasts need space. Those two floors can’t fit many workstations.”

“Wow! Opening a live broadcast company in Lujiazui is too extravagant, right? My office area is less than 4 square meters…”

Wang Yan finally saw some signs of it.

Wang Yufei’s role is probably to induce Wang Yan to talk about her own affairs, and then no matter what the situation is, she will express worship in all kinds of ways.

Fan Meiren set? !

While thinking about it, Chu Hong smiled and pointed at Wang Yufei: “You don’t think the work position is small, go and mix with Wang Shao! Day by day, the work is not good, but there are a lot of things…

Don’t say that Brother Chu didn’t give you a chance. You have served Wang Shao well. When will Wang Shao tell me: Feifei is a nice girl. I will arrange a separate office for you! ”

Wang Yufei’s eyes lit up: “Really?!”

Chu Hong shook his head angrily: “I’m a vice-president of my size. Will I lie to you a little girl?”

Wang Yufei immediately looked at Wang Yan pitifully, and called out, “Wang Shao…”

Bai Jie snickered and framed the fire: “What’s the use of acting like a baby? What about attitude?”

Wang Yufei immediately picked up the wine glass: “Young Master Wang, I will toast you a glass of wine! I’m doing it, you are free! Xiao Xi is stupid and stupid and won’t have troubles. She is unfair. Just tell me. Where shall I fight!”

Here again? !

Wang Yan understood it, Chu Hong led the way, Bai Jie was in charge of finding opportunities to drink wine, and Wang Yufei was in charge of acting like a spoiled girl. The three people came with a full set of procedures.

So, what did Chen Xi do?

She looks really well-behaved and dignified, and she is the only one full of tables.

After being poured another glass of wine, Wang Yan glanced sideways at Chen Xi.

The big beauty is still smiling slightly, her posture is neat, her smile is kind and distant.

Huh? !

wrong!

This girl is too confusing.

Wang Dashao suddenly felt that things didn’t seem to be that simple.